Summary of Benefits and Coverage (SBC)
Access information about your benefits and coverage
The Summary of Benefits and Coverage (SBC) is a document that all insurance companies are required to provide consumers as a result of health care reform. It is a standardized summary of health plan benefits and coverage, including covered benefits, cost sharing examples, and coverage limitations and exceptions.
Purpose of SBC
Provide individuals with standard information so they can compare medical plans as they make decisions about which plan to choose. Health insurers must provide the SBC to individuals:
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When they enroll in coverage for the first time
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Prior to the beginning of each new plan year
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Within seven business days of a request
Requirements of SBC
The SBC must include a:
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Four-page overview of plan benefits, cost sharing and limitations
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Required set of coverage examples explaining how the plan works
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Phone number and internet address for obtaining copies of plan documents.
SBCs |
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SBC FAQs |
Here 
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New American 1500 SBC 2025 |
Here
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New American 3000 SBC 2025 |
Here
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New American 5000 SBC 2025 |
Here
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New Horizon 3000 SBC 2025 |
Here
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New Horizon 5000 SBC 2025 |
Here
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New Horizon 7000 SBC 2025 |
Here
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World Elite 250 SBC 2024 |
Here
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World Elite 450 SBC 2024 |
Here
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World Elite Plus SBC 2024 |
Here
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New Horizon 7200 SBC 2024 |
Here
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New Horizon 4500 SBC 2024 |
Here
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New Horizon 2500 SBC 2024 |
Here
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New Horizon 1500 SBC 2024 |
Here
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New American Premier Freedom 3500 SBC 2024 |
Here
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New American Premier Freedom 4500 SBC 2024 |
Here
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New American Prestige Freedom 1500 SBC 2024 |
Here
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New American Prestige Freedom 2500 SBC 2024 |
Here
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New American Elite Freedom 1000 SBC 2024 |
Here
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La Vie à l'Étranger Elite 1000 SBC 2024 |
Here
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La Vie à l'Étranger Prestige 2500 SBC 2024 |
Here
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La Vie à l'Étranger Premier 4500 SBC 2024 |
Here
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SBCs
|
SBC FAQs |
Here
|
|
New American 1500 SBC 2025 |
Here
|
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New American 3000 SBC 2025 |
Here
|
|
New American 5000 SBC 2025 |
Here
|
|
New Horizon 3000 SBC 2025 |
Here
|
|
New Horizon 5000 SBC 2025 |
Here
|
|
New Horizon 7000 SBC 2025 |
Here
|
|
World Elite 250 SBC 2024 |
Here
|
|
World Elite 450 SBC 2024 |
Here
|
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World Elite Plus SBC 2024 |
Here
|
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New Horizon 7200 SBC 2024 |
Here
|
|
New Horizon 4500 SBC 2024 |
Here
|
|
New Horizon 2500 SBC 2024 |
Here
|
|
New Horizon 1500 SBC 2024 |
Here
|
|
New American Premier Freedom 3500 SBC 2024 |
Here
|
|
New American Premier Freedom 4500 SBC 2024 |
Here
|
|
New American Prestige Freedom 1500 SBC 2024 |
Here
|
|
New American Prestige Freedom 2500 SBC 2024 |
Here
|
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New American Elite Freedom 1000 SBC 2024 |
Here
|
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La Vie à l'Étranger Elite 1000 SBC 2024 |
Here
|
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La Vie à l'Étranger Prestige 2500 SBC 2024 |
Here
|
|
La Vie à l'Étranger Premier 4500 SBC 2024 |
Here
|
Download |
|
|---|---|
|
SBC FAQs |
|
|
New American 1500 SBC 2025 |
|
|
New American 3000 SBC 2025 |
|
|
New American 5000 SBC 2025 |
|
|
New Horizon 3000 SBC 2025 |
|
|
New Horizon 5000 SBC 2025 |
|
|
New Horizon 7000 SBC 2025 |
|
|
World Elite 250 SBC 2024 |
|
|
World Elite 450 SBC 2024 |
|
|
World Elite Plus SBC 2024 |
|
|
New Horizon 7200 SBC 2024 |
|
|
New Horizon 4500 SBC 2024 |
|
|
New Horizon 2500 SBC 2024 |
|
|
New Horizon 1500 SBC 2024 |
|
|
New American Premier Freedom 3500 SBC 2024 |
|
|
New American Premier Freedom 4500 SBC 2024 |
|
|
New American Prestige Freedom 1500 SBC 2024 |
|
|
New American Prestige Freedom 2500 SBC 2024 |
|
|
New American Elite Freedom 1000 SBC 2024 |
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La Vie à l'Étranger Elite 1000 SBC 2024 |
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La Vie à l'Étranger Prestige 2500 SBC 2024 |
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La Vie à l'Étranger Premier 4500 SBC 2024 |