International Health Insurance For Expats
Our plans offer a complete set of health benefits tailored to your needs and country of destination.
Our plans offer a complete set of health benefits tailored to your needs and country of destination.
Annual ACA-compliant coverage with unlimited annual maximums, no waiting periods, and no tax penalty. Specifically created for US bound expatriates with international coverage for up to 179 days.
ACA-compliant annual coverage with unlimited annual maximums, no waiting periods, and no tax penalty. Created specifically for expats bound for the US with international coverage of up to 179 days.
Annual ACA-compliant coverage for US bound French national expatriates with Caisse des Français de l’Étranger (CFE) coverage. Includes international coverage for up to 180 days.
An international health plan featuring annual limits ranging from $500,000 to $10 million. With the choice of deductible and coinsurance and optional benefits, World plans allows you to build a plan that meets your healthcare needs.
Moving abroad opens the door to new adventures and experiences, but it also brings unique challenges—especially when it comes to healthcare. Local insurance often provides only limited medical coverage, leaving expats vulnerable to high out-of-pocket expenses and potential care gaps. This can make an otherwise exciting transition feel stressful, as reliable, quality healthcare is something no one should go without.
WellAway’s international health insurance is tailored to expats, offering international medical insurance that provides peace of mind and essential coverage wherever you reside. Whether relocating for work, personal exploration or retirement, WellAway offers comprehensive medical coverage to ensure seamless healthcare access around the world.
Imagine enjoying life in your new country, knowing that if an unexpected health issue arises, you’re covered by a network of trusted providers and essential services, from emergency care to routine checkups. With WellAway’s global health support, you can embrace your new life with confidence, assured that your health is protected every step of the way, no matter where you call home.
Living abroad brings incredible opportunities to experience new cultures, but it also comes with unfamiliar challenges—especially when it comes to healthcare. Local insurance can work for residents, but global citizens often find local plans inadequate, especially when it comes to specialist medical treatment or routine preventive services. For anyone planning to live abroad long-term, international health insurance isn’t just a luxury—it’s essential.
Imagine needing urgent health insurance while navigating the healthcare system in a foreign country, without reliable access to care. WellAway's international health coverage provides timely, high-quality medical treatment so you can fully enjoy your new life abroad without healthcare concerns.
|
Benefit |
Purpose |
|---|---|
|
Comprehensive Coverage |
Ensures access to emergency care, routine checkups, hospital stays, and specialist visits. |
|
Global Provider Network |
Provides access to trusted providers worldwide with direct billing options to reduce out-of-pocket costs. |
|
Emergency Medical Evacuation |
Covers transportation to a qualified facility if local care is inadequate, ideal for remote areas. |
|
Flexible Payment and Reimbursement |
Offers easy reimbursement options and direct billing for in-network providers to simplify payments. |
|
Customizable Options |
Allows for add-ons like dental, vision, and maternity care, tailoring coverage to individual needs. |
|
Cross-Border Coverage |
Provides seamless healthcare access across multiple countries, ideal for frequent travelers or movers. |
|
Pre-Existing Condition Support |
Offers coverage and clear policies for managing existing conditions without unexpected costs. |
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24/7 Support and Assistance |
Ensures round-the-clock help with healthcare and claims questions, plus emergency assistance anytime. |
|
Affordable Deductible and Premium Options |
Provides flexible deductible and copayment choices for budget-friendly coverage options. |
|
Specialist Care Access |
Grants access to specialists and advanced treatments without needing primary care referrals. |
|
Convenient Online Tools |
Includes |
Expat medical insurance or international medical plans cater specifically to individuals living outside their home country for extended periods, offering ongoing, comprehensive healthcare. Unlike temporary travel insurance, which is limited to short-term coverage for emergencies, expat health insurance is built to address a broad spectrum of healthcare needs on an ongoing basis.
Why Wellaway
WellAway’s plans activate the moment you arrive in your new country, ensuring no delays in access to healthcare services. Coverage includes emergency care, doctor’s visits, prescriptions, and hospital stays, making it easy to receive healthcare when you need it.
Direct Billing: With direct billing, WellAway works with select providers to handle payments directly, so you don’t need to worry about out-of-pocket costs for covered services, especially for larger expenses like surgeries or hospital stays.
Reimbursement: For many services, you can pay upfront and then submit a claim for reimbursement. This method allows flexibility in choosing where you receive treatment, especially helpful if you’re not near a preferred provider.
WellAway’s expat insurance provides coverage for more than just emergencies, with options to add specialized benefits based on your needs:
Dental and Vision Care: Many expats prefer coverage that includes routine dental exams, cleanings, and vision care to maintain overall health.
Maternity and Childcare: For those planning to start a family or who have young children, WellAway offers comprehensive maternity and pediatric coverage.
Mental Health Services: Adjusting to life abroad can be challenging, and access to counseling or therapy can make the transition easier. WellAway’s plans offer support for mental health, including therapy and treatment services.
For expats in regions where healthcare access is limited when living abroad, WellAway’s international medical coverage includes emergency medical evacuation, ensuring access to healthcare.
One of the major advantages of WellAway’s expat medical insurance is its global adaptability. If you move between countries or travel frequently, your plan travels with you, allowing you to access high-quality healthcare across borders. This flexibility is perfect for digital nomads, frequent travelers, and expats alike, who need seamless healthcare regardless of their location.
With WellAway’s expat health insurance, you gain adaptable, worldwide coverage that makes living abroad both safe and enjoyable.
An expat health insurance plan is essential for those planning extended stays abroad, ensuring access to quality care regardless of location. International health insurance provides comprehensive, ongoing care that meets a variety of healthcare needs. WellAway’s plans are tailored to fit different expat lifestyles, from digital nomads to families.
Why Wellaway
Working remotely from various countries requires a flexible healthcare solution that can travel with you. WellAway’s plans offer continuous coverage across borders, ensuring digital nomads don’t face interruptions or gaps in care while exploring new locations.
Many retirees are choosing to live abroad, drawn by lower living costs and vibrant lifestyles in foreign countries. However, retirees often need regular healthcare, including checkups, condition management, and access to specialists. WellAway’s international health insurance plans provide retirees with the coverage they need to fully enjoy their retirement without concerns about healthcare limitations.
Expats with families face unique healthcare needs, particularly for young children who require regular checkups, vaccinations, and specialised pediatric care. WellAway’s plans include family options, providing maternity, pediatric, and preventive services to support the whole family’s health and wellness. Parents can have peace of mind knowing their children’s healthcare needs are met.
Expats relocating for work assignments often need flexible, high-quality healthcare. Many companies now recognize the importance of providing expat health insurance for employees on overseas assignments. WellAway’s expat insurance plans ensure that employees and their families have access to reliable healthcare, whether they’re on assignment for a few months or several years within their work assignment permits.
Unlike travel insurance, which typically only covers emergencies, WellAway’s expat health insurance provides a full range of services that support long-term health and well-being, making it an ideal choice for anyone living abroad.
The cost of international expat insurance varies depending on the level of coverage, the specific needs of the expat, and the destination. WellAway offers a range of plans with annual premiums tailored to fit different lifestyles and budgets, ensuring expats have access to essential benefits and flexibility. Whether you’re looking for comprehensive ACA-compliant coverage for U.S. stays, an adaptable plan with high annual limits, or affordable options for students, WellAway provides choices that cater to a variety of healthcare needs abroad.
|
Plan Name |
Annual Premium Range |
Description |
|
New Horizon |
$5,000 – $12,000 |
ACA-compliant with unlimited annual maximums, no waiting periods, and no tax penalty. Ideal for U.S.-bound expats with up to 179 days of international coverage per year. |
|
New American (ACA) |
$5,000 – $12,000 |
ACA-compliant with unlimited annual maximums, no waiting periods, and no tax penalty. Specifically created for expats heading to the U.S. with up to 6 months approximately of international coverage. |
|
La Vie À l’Étranger (CFE) (ACA) |
$6,000 – $13,000 |
ACA-compliant annual coverage for U.S.-bound French nationals, including CFE coverage and up to 180 days of international coverage per year. |
|
WORLD |
$3,000 – $15,000+ |
International health plan with customizable annual limits ranging from $500,000 to $10 million. Flexible deductibles, coinsurance options, and add-ons to tailor the plan. |
|
Student Plans |
$1,500 – $6,000 |
WellAway offers a health insurance plan for international students, providing essential benefits for students, faculty, and administrators worldwide. Various plans available with essential benefits tailored to meet the needs of international students. |
Several important factors contribute to the cost of WellAway’s international health insurance plans. By understanding these variables, you can select a plan that aligns with your specific needs and financial preferences.
Age: Insurance premiums typically increase with age, as health risks grow. WellAway provides adaptable plans for expats of all ages, from young professionals to retirees.
Coverage Area: Plans that include high-cost regions, such as the United States, tend to have higher premiums. WellAway allows you to choose specific coverage regions to align with your travel or residency needs.
Medical History: Those with pre-existing conditions may have higher premiums or require supplemental coverage. WellAway’s plans accommodate a variety of health backgrounds, ensuring continuity of care for those who need it.
Benefit Customization: The level of additional benefits, such as dental, maternity, and mental health support, can increase premiums. WellAway allows you to customize these options to balance your coverage needs and costs.
Deductibles and Copayments: Higher deductibles generally reduce monthly premiums. WellAway offers various deductible levels, helping you select a plan that fits both your healthcare requirements and budget.
By selecting the right balance of coverage, deductible, and benefits, WellAway makes it possible for expats to find a health insurance plan that meets both their healthcare needs and financial goals.
Here are answers to some of the most common questions about expat health insurance with WellAway:
Local insurance is generally restricted to the country of residence and may lack critical services, such as emergency medical evacuation or access to specialized care. WellAway’s global plans provide comprehensive, worldwide coverage that’s ideal for expats who need flexibility, advanced support, and seamless healthcare access across borders.
Expat medical insurance is designed specifically for those living abroad long-term, offering a broad range of coverage from routine checkups to emergency and specialist care. WellAway’s plans ensure consistent and dependable healthcare wherever you are, so you don’t face gaps in coverage while living abroad.
Yes, expat insurance and travel insurance serve very different needs. While travel insurance covers short-term emergencies for those on brief trips, expat insurance provides comprehensive, continuous healthcare for those residing abroad long-term, covering ongoing health needs and regular medical care.
Absolutely. Expat health insurance offers secure access to quality healthcare, especially essential international health insurance which provides comprehensive, ongoing care that meets a variety of healthcare needs. WellAway’s plans protect you from unexpected medical expenses and ensure you’re supported no matter where life takes you.
Yes, with WellAway, you have access to a network of trusted healthcare providers in countries around the world. Our plans include direct billing options and 24/7 support, making it simple to get quality care whenever and wherever you need it.
